高逾期比率的意思、翻譯和例句

是什麼意思

「高逾期比率」是指在某一特定時間內,未能按時還款的貸款或債務的比例較高。這通常用於金融或信貸領域,表示借款人未能在約定的期限內償還債務的情況。高逾期比率可能暗示著借款人面臨財務困難,或是貸款條件不合理,對貸款機構來說,這是一個風險指標,可能影響其貸款政策和風險管理策略。

依照不同程度的英文解釋

  1. A high percentage of people who didn't pay on time.
  2. Many loans are late being paid back.
  3. A lot of borrowers are behind on their payments.
  4. A significant number of debts are overdue.
  5. A large portion of loans are not paid back by the deadline.
  6. A concerning rate of unpaid debts that exceeds acceptable levels.
  7. An elevated proportion of overdue accounts indicating potential financial distress.
  8. A troubling statistic reflecting a high incidence of late repayments.
  9. A critical metric that indicates a substantial risk of default among borrowers.
  10. A significant level of delinquency in loan repayments that raises alarms for lenders.

相關英文單字或片語的差別與用法

1:High delinquency rate

用法:

通常用於描述在某一特定時間段內,未能按時還款的貸款或債務的比例過高。這是金融機構用來評估信貸風險的重要指標,反映了借款人還款能力的不足。高逾期比率可能會影響貸款機構的信貸政策,並導致更嚴格的貸款條件。

例句及翻譯:

例句 1:

銀行的高逾期比率讓他們重新評估貸款標準。

The bank's high delinquency rate prompted them to reassess their lending standards.

例句 2:

高逾期比率可能會導致信貸緊縮。

A high delinquency rate may lead to a tightening of credit.

例句 3:

這家貸款公司的高逾期比率引起了監管機構的注意。

The high delinquency rate of this lending company caught the attention of regulators.

2:Late payment ratio

用法:

這個詞通常用來指在一定時間內,借款人未能按時支付的比例。這是衡量借款人信譽和信用風險的重要指標,尤其是在貸款和信貸行業。高的延遲支付比率可能會影響貸款機構的風險評估和貸款決策。

例句及翻譯:

例句 1:

我們需要檢查客戶的延遲支付比率以評估信貸風險。

We need to check the clients' late payment ratio to assess credit risk.

例句 2:

這家公司因其高延遲支付比率而面臨財務壓力。

The company is under financial pressure due to its high late payment ratio.

例句 3:

延遲支付比率的上升可能意味著經濟放緩。

An increase in the late payment ratio may indicate an economic slowdown.

3:Overdue percentage

用法:

這個術語用於描述在某一特定時期內,未能按時還款的債務所佔的比例。這通常是金融機構用來評估借款人還款能力和風險的指標。高的逾期百分比可能會導致貸款機構調整其貸款政策。

例句及翻譯:

例句 1:

高逾期百分比顯示出借款人的財務困難。

A high overdue percentage indicates financial difficulties among borrowers.

例句 2:

貸款公司密切監控逾期百分比以評估風險。

The lending company closely monitors the overdue percentage to assess risk.

例句 3:

逾期百分比的上升可能會影響公司的信譽。

An increase in the overdue percentage may affect the company's reputation.

4:Default rate

用法:

這個術語通常用來描述未能按時償還貸款或債務的借款人所佔的比例。它是金融機構評估信貸風險的重要指標。高的違約率可能會導致貸款條件的收緊。

例句及翻譯:

例句 1:

貸款的違約率上升可能會影響整體經濟。

An increase in the default rate of loans may impact the overall economy.

例句 2:

公司必須採取措施降低違約率。

The company must take measures to reduce the default rate.

例句 3:

高違約率使得銀行更加謹慎地發放貸款。

A high default rate makes banks more cautious in issuing loans.