典當的意思、翻譯和例句

是什麼意思

「典當」這個詞在中文中主要指的是將物品抵押給典當行以獲得現金的一種交易方式。這種服務通常涉及一個人將他們的貴重物品(如珠寶、電子產品或其他有價值的物品)交給典當行,並在約定的期限內償還貸款以取回物品。如果在約定的時間內沒有償還,典當行有權出售該物品以彌補貸款損失。典當的過程通常是快速和方便的,為需要臨時資金的人提供了一種解決方案。

依照不同程度的英文解釋

  1. A way to get money by giving something valuable.
  2. Giving something to a shop for money.
  3. A service where you can borrow money using your items.
  4. A process of pawning items for cash.
  5. A transaction where valuable items are used as collateral for a loan.
  6. A financial arrangement involving the temporary transfer of ownership of valuable goods in exchange for cash.
  7. A method of securing a loan by providing valuable possessions as security.
  8. A practice where individuals exchange valuable items for immediate cash, with the option to reclaim them later.
  9. A transaction involving the pledging of valuables to secure a loan, with specific terms for redemption.
  10. A financial service where individuals can trade valuable items for cash, with the expectation of reclaiming them later.

相關英文單字或片語的差別與用法

1:Pawning

用法:

這是一種將物品抵押以獲得現金的行為,通常是在典當行進行的。這個過程涉及將物品交給商家,並在約定的時間內償還貸款以取回物品。如果借款者未能償還貸款,商家有權出售該物品。

例句及翻譯:

例句 1:

他決定把他的手錶典當以支付賬單。

He decided to pawn his watch to pay the bills.

例句 2:

在經濟困難時,很多人選擇典當他們的珠寶。

During financial difficulties, many people choose to pawn their jewelry.

例句 3:

她把她的相機典當了,因為她急需現金。

She pawned her camera because she urgently needed cash.

2:Collateral

用法:

這是指在借款時提供的保證,通常是有價值的物品。這個詞常用於金融交易中,尤其是在貸款過程中,借款者需要提供擔保以獲得貸款。典當行通常會接受各種物品作為抵押品。

例句及翻譯:

例句 1:

銀行要求提供房產作為貸款的擔保品。

The bank requires property as collateral for the loan.

例句 2:

他用他的摩托車作為貸款的擔保。

He used his motorcycle as collateral for the loan.

例句 3:

典當行,物品本身就是借款的擔保。

At a pawn shop, the item itself serves as collateral for the loan.

3:Loan against items

用法:

這是一種借款方式,借款者用物品作為擔保來獲得現金。這種方式適合需要快速資金的人,並且通常不需要繁瑣的信用檢查。

例句及翻譯:

例句 1:

她選擇了用她的首飾來獲得現金貸款。

She chose to get a cash loan against her jewelry.

例句 2:

這種方式讓人們能夠迅速獲得資金。

This method allows people to quickly obtain funds.

例句 3:

他們提供的服務包括根據物品貸款。

The services they offer include loans against items.

4:Secured loan

用法:

這是一種有抵押品的貸款,借款者需要提供有價值的物品作為擔保。這種類型的貸款通常利率較低,因為貸方有保障。

例句及翻譯:

例句 1:

這家銀行提供有抵押品的貸款,利率相對較低。

The bank offers secured loans with relatively low interest rates.

例句 2:

借款者可以用他們的車輛作為抵押品來獲得貸款。

Borrowers can use their vehicles as collateral to obtain loans.

例句 3:

有抵押品的貸款通常比無抵押品的貸款更容易獲得。

Secured loans are generally easier to obtain than unsecured loans.