貸的意思、翻譯和例句

是什麼意思

「貸」這個詞在中文裡主要指的是借貸、貸款或提供資金的行為。通常用於金融或經濟的上下文中,表示一方將資金或物品借給另一方,並且通常會有一個約定的還款期限和利息。它可以用於個人貸款、企業貸款、房屋貸款等多種情境。

依照不同程度的英文解釋

  1. To borrow money.
  2. Money you get from a bank that you need to pay back.
  3. Money given to someone with an agreement to return it later.
  4. A financial arrangement where one party provides money to another.
  5. An agreement to provide funds that must be repaid over time.
  6. A transaction involving the provision of funds with a repayment obligation.
  7. A financial service where funds are lent to individuals or entities.
  8. A contractual agreement to transfer funds with a specified repayment plan.
  9. A financial instrument facilitating the temporary transfer of capital with terms for repayment.
  10. A monetary transaction where one party extends credit to another with the expectation of repayment.

相關英文單字或片語的差別與用法

1:Loan

用法:

指一種財務安排,通常涉及借款方和貸款方之間的法律協議,借款方需要在約定的期限內還款,並可能支付利息。貸款可以是個人貸款、房貸或商業貸款,金額和條件會根據借款方的信用狀況和貸款方的政策而有所不同。

例句及翻譯:

例句 1:

我需要一筆款來買房子。

I need a loan to buy a house.

例句 2:

銀行提供的款利率很有競爭力。

The loan rates offered by the bank are very competitive.

例句 3:

他從銀行取得了一筆小額款以應急。

He took out a small loan from the bank for emergencies.

2:Lending

用法:

指將資金或物品暫時提供給他人使用,通常伴隨著一個約定的還款或歸還期限。在金融業中,這通常涉及銀行或金融機構向客戶提供貸款的過程。個人之間的借貸也可以被稱為借出,通常不會有正式的合同。

例句及翻譯:

例句 1:

這家銀行專門從事小型企業的款業務。

This bank specializes in lending to small businesses.

例句 2:

她從朋友那裡借了一本書,但還沒有還回去。

She borrowed a book from her friend but hasn't returned it yet.

例句 3:

款的過程通常需要提供信用評分。

The lending process usually requires a credit score.

3:Credit

用法:

通常指一種財務安排,允許借款方在未來某個時間點償還資金。在商業和零售環境中,信用也可以指消費者的信用限額,通常由銀行或信用卡公司提供。它是借貸的基礎,涉及信任借款方會按時還款。

例句及翻譯:

例句 1:

他有良好的信用紀錄,因此能獲得更高的款額度。

He has a good credit record, so he can get a higher loan amount.

例句 2:

商店提供的信用卡讓顧客可以分期付款。

The store's credit card allows customers to pay in installments.

例句 3:

在申請款之前,檢查自己的信用狀況是很重要的。

It's important to check your credit status before applying for a loan.

4:Advance

用法:

通常指預付或提前支付的金額,這可以是對未來工作的預付款或貸款的一部分。這在商業交易中常見,例如公司可能會在項目開始之前向承包商支付預付款。

例句及翻譯:

例句 1:

公司向其員工支付了旅行費用的預付款。

The company provided an advance for the employees' travel expenses.

例句 2:

他要求在項目開始前獲得預付款。

He requested an advance before starting the project.

例句 3:

這筆預付款將在最終結算時抵扣。

This advance will be deducted in the final settlement.