高壞帳比率的意思、翻譯和例句

是什麼意思

「高壞帳比率」是指企業在其應收帳款中,壞帳的比例較高,這通常表示企業在收回應收款項方面存在較大風險。壞帳比率是評估企業信用風險和財務健康的重要指標,通常以百分比表示。高壞帳比率可能意味著客戶的支付能力下降,或者企業的信用管理不善,可能會影響企業的現金流和盈利能力。

依照不同程度的英文解釋

  1. A high percentage of money that cannot be collected.
  2. A lot of money that is expected but not received.
  3. A situation where many customers do not pay back.
  4. A measure of how much unpaid money a company has.
  5. An indication that a company is not able to collect money owed.
  6. A financial ratio showing the proportion of uncollectible accounts.
  7. A sign of potential financial troubles for a business.
  8. A metric indicating the risk of credit loss for a company.
  9. A critical financial indicator reflecting the effectiveness of credit management.
  10. A ratio that highlights the extent of uncollectible debts in a company's accounts.

相關英文單字或片語的差別與用法

1:High bad debt ratio

用法:

指企業的壞帳比率過高,可能暗示著客戶支付能力下降或信用管理不善。這一比率通常用於評估企業的財務健康狀況。

例句及翻譯:

例句 1:

這家公司的高壞帳比率讓投資者感到擔憂。

The company's high bad debt ratio raises concerns among investors.

例句 2:

高壞帳比率可能會影響公司的資金流動性。

A high bad debt ratio can affect the company's liquidity.

例句 3:

管理層需要採取行動來降低高壞帳比率

Management needs to take action to reduce the high bad debt ratio.

2:High delinquency ratio

用法:

這個術語通常用於金融行業,特別是貸款和信貸方面,指的是未按時還款的比率過高。這可能反映出借款人的財務狀況不佳,並可能對貸款機構造成風險。

例句及翻譯:

例句 1:

貸款機構必須監控高逾期比率以降低風險。

Lenders must monitor the high delinquency ratio to mitigate risks.

例句 2:

高逾期比率可能會導致貸款機構的信用評級下降。

A high delinquency ratio may lead to a downgrade in the lender's credit rating.

例句 3:

公司需要制定策略來管理高逾期比率。

The company needs to develop strategies to manage the high delinquency ratio.