非抵押的意思、翻譯和例句

是什麼意思

「非抵押」這個詞通常用於金融或法律領域,指的是不需要提供擔保或抵押品的情況。這意味著在進行某項交易或獲得貸款時,借款人不需要提供任何資產作為保證。如果一項貸款是非抵押的,則借款人僅依賴其信用來獲得資金。

依照不同程度的英文解釋

  1. Not needing to give something valuable as security.
  2. No need to put up collateral.
  3. A type of loan without assets as security.
  4. A financial agreement without collateral.
  5. A situation where no assets are pledged.
  6. A loan or agreement that does not require backing with property or assets.
  7. An arrangement that relies solely on creditworthiness.
  8. A financial transaction that does not involve securing with an asset.
  9. A type of financing that does not require the borrower to pledge any collateral.
  10. A financial condition where no collateral is required for security.

相關英文單字或片語的差別與用法

1:Unsecured

用法:

指的是不需要抵押品的貸款或信用卡,通常利率較高,因為貸款人承擔的風險較大。這類貸款通常基於借款人的信用評分和還款能力。

例句及翻譯:

例句 1:

這是一個無抵押貸款,利率會比抵押貸款高。

This is an unsecured loan, and the interest rate will be higher than that of a secured loan.

例句 2:

他申請了一張無抵押信用卡。

He applied for an unsecured credit card.

例句 3:

無抵押貸款的風險較大,因為貸款人沒有任何資產作為擔保。

Unsecured loans carry higher risks because the lender has no assets as collateral.

2:Non-collateralized

用法:

用於描述不需要任何形式的抵押品的金融產品或貸款,通常與個人信用評分相關。這類產品的風險較高,因此通常利率也較高。

例句及翻譯:

例句 1:

這種貸款是非抵押的,完全依賴於借款人的信用。

This loan is non-collateralized and relies entirely on the borrower's credit.

例句 2:

非抵押貸款通常適合那些信用良好的借款人。

Non-collateralized loans are usually suitable for borrowers with good credit.

例句 3:

在申請非抵押貸款之前,請確保你的信用評分足夠高。

Make sure your credit score is high enough before applying for a non-collateralized loan.

3:No collateral

用法:

強調在某種交易或貸款中不需要提供任何形式的擔保,這通常意味著借款人需要有良好的信用紀錄。

例句及翻譯:

例句 1:

這種貸款不需要抵押,適合小額貸款需求。

This type of loan requires no collateral, suitable for small loan needs.

例句 2:

他們提供的貸款是無抵押的,這對於新創企業來說是個好消息。

The loans they offer are no collateral, which is good news for startups.

例句 3:

無抵押貸款的利率通常較高,因為貸款人風險較大。

Interest rates for no collateral loans are usually higher due to the increased risk for lenders.

4:Non-secured

用法:

指的是不需要提供資產作為擔保的情況,通常用於貸款或信用卡。這類產品的風險較高,因為借款人沒有任何資產作為保障。

例句及翻譯:

例句 1:

這是一個非擔保貸款,借款人只需依賴其信用。

This is a non-secured loan, relying solely on the borrower's credit.

例句 2:

非擔保貸款通常適合那些信用良好的借款人。

Non-secured loans are typically suitable for borrowers with good credit.

例句 3:

在選擇非擔保貸款時,請仔細考慮利率和條款。

When choosing a non-secured loan, carefully consider the interest rates and terms.