賠償險的意思、翻譯和例句

是什麼意思

「賠償險」是指一種保險,主要用來保障投保人因為某些特定事件而需要支付的賠償金。例如,這種保險可能涵蓋因意外事故造成的第三方傷害或財產損失的賠償責任。賠償險通常適用於企業、業主或個人,目的是減少因法律責任而產生的經濟損失。

依照不同程度的英文解釋

  1. A type of insurance that helps pay for damages.
  2. Insurance that covers costs if you hurt someone.
  3. Insurance that protects you from paying too much money if something goes wrong.
  4. Insurance that helps you if you have to pay for someone else's losses.
  5. A policy that provides financial protection against claims from others.
  6. A financial product that covers legal liabilities for damages or injuries.
  7. Coverage that mitigates the financial impact of legal claims against you.
  8. A form of protection against potential compensation claims resulting from incidents.
  9. A contractual agreement that indemnifies the insured against specific liabilities.
  10. A safeguard against financial loss from claims made by third parties.

相關英文單字或片語的差別與用法

1:Liability Insurance

用法:

這種保險主要用來保護個人或企業在法律上對他人造成損害的責任。它涵蓋了因意外事故或疏忽行為而導致的賠償要求。這類保險通常包括第三方責任險,並且是許多企業運營所需的基本保險之一。

例句及翻譯:

例句 1:

這家公司擁有全面的賠償險,以保護自己免受法律責任。

The company has comprehensive liability insurance to protect itself from legal responsibilities.

例句 2:

作為一名自由職業者,他需要購買賠償險來保障自己的業務。

As a freelancer, he needs to purchase liability insurance to safeguard his business.

例句 3:

許多業主在開始業務之前都會先購買賠償險

Many business owners purchase liability insurance before starting their operations.

2:Compensation Insurance

用法:

這種保險主要用於保障投保人在發生事故或損失時,能夠獲得相應的賠償。它可以包括工傷賠償險、汽車賠償險等,旨在減輕投保人的經濟負擔。

例句及翻譯:

例句 1:

這項賠償險能夠在事故發生後為受害者提供必要的經濟支持。

This compensation insurance can provide necessary financial support to victims after an accident.

例句 2:

員工在工作期間受傷時,可以依靠賠償險來獲得醫療費用。

Employees injured during work can rely on compensation insurance for medical expenses.

例句 3:

他們的賠償險涵蓋了多種潛在的事故和損失。

Their compensation insurance covers various potential accidents and losses.

3:Indemnity Insurance

用法:

這種保險的主要目的是為了保護投保人免受法律責任的影響,當他們因為某種行為或事件而需要支付賠償金時,保險公司將負擔這些費用。這通常適用於專業人士,如律師、醫生和建築師等。

例句及翻譯:

例句 1:

律師通常會購買賠償險,以防止因專業失誤而產生的法律責任。

Lawyers often purchase indemnity insurance to protect against legal liabilities arising from professional errors.

例句 2:

這位醫生的賠償險涵蓋了所有與醫療過失相關的索賠。

The doctor's indemnity insurance covers all claims related to medical malpractice.

例句 3:

專業人士應該考慮購買賠償險,以防止潛在的法律風險。

Professionals should consider purchasing indemnity insurance to guard against potential legal risks.

4:Coverage for Damages

用法:

這是一種保險保障,旨在為投保人提供賠償金,以應對因事故或意外造成的損失。這種保障可以涵蓋多種情況,如財產損失或人身傷害等。

例句及翻譯:

例句 1:

這項保險提供了廣泛的損害賠償保障。

This insurance provides extensive coverage for damages.

例句 2:

他們的保險計劃包括對財產損失的損害賠償保障。

Their insurance plan includes coverage for property damage.

例句 3:

在事故發生後,這項保障能夠迅速提供必要的賠償。

This coverage can quickly provide necessary compensation after an accident.