高利貸者的意思、翻譯和例句

是什麼意思

「高利貸者」指的是那些以高於市場正常利率貸款給借款人的人或機構。這些貸款通常伴隨著不合理的條件,借款人往往因為緊急需要資金而被迫接受這樣的貸款。高利貸者的行為在許多地方被視為不道德和非法,因為他們可能會利用借款人的困境來獲取巨額利潤。

依照不同程度的英文解釋

  1. A person who lends money at very high interest.
  2. Someone who gives loans with high fees.
  3. A person who charges a lot for borrowing money.
  4. A lender who demands excessive interest rates.
  5. A person or organization that lends money with unfairly high interest.
  6. An individual or entity that offers loans at exorbitant rates, often preying on those in financial distress.
  7. A moneylender known for charging excessively high interest, typically exploiting borrowers' urgent needs.
  8. A lender who operates outside conventional banking practices, imposing steep interest rates on loans.
  9. An individual or organization that engages in predatory lending practices, often taking advantage of vulnerable borrowers.
  10. A loan shark who exploits borrowers by charging exorbitant interest rates.

相關英文單字或片語的差別與用法

1:Loan shark

用法:

這個詞通常指的是非法或不道德的高利貸者,他們提供貸款並以極高的利率收取利息。這些貸款通常是沒有法律保障的,借款人可能會面臨威脅或暴力行為以迫使他們償還。這種行為在許多國家是違法的。

例句及翻譯:

例句 1:

他因為欠高利貸而陷入了麻煩,現在不得不躲避貸款者。

He got into trouble for owing money to a loan shark and now has to hide from the lender.

例句 2:

許多人因為缺乏資金而不得不向高利貸者求助。

Many people resort to loan sharks due to a lack of funds.

例句 3:

當局正在打擊高利貸者的活動,以保護消費者。

Authorities are cracking down on loan shark activities to protect consumers.

2:Usurer

用法:

這個詞通常用來描述那些以高於正常利率貸款的人,特別是在法律上規定了利率上限的情況下。高利貸者的行為在許多地方被視為不道德,尤其是在他們利用借款人的困境時。

例句及翻譯:

例句 1:

他們指控他是一名高利貸者,因為他收取的利率遠高於法律規定的上限。

They accused him of being a usurer because the interest rates he charged were far above the legal limit.

例句 2:

在某些文化中,高利貸者被視為社會的害蟲。

In some cultures, usurers are seen as pests of society.

例句 3:

高利貸者的行為對經濟造成了負面影響。

The actions of usurers have a negative impact on the economy.

3:Predatory lender

用法:

這個詞用於描述那些以不公平條件和高利率貸款的金融機構或個人。這些貸款者通常會利用借款人的無知或急迫性,提供看似吸引人的條件,實際上卻隱藏了巨大的風險和成本。

例句及翻譯:

例句 1:

這家銀行被指控為掠奪性貸款者,因為他們提供的貸款條件極不公平。

The bank was accused of being a predatory lender due to the unfair terms of their loans.

例句 2:

掠奪性貸款者的存在使得許多家庭陷入了負債的深淵。

The presence of predatory lenders has plunged many families into debt.

例句 3:

政府正在制定法規以保護消費者免受掠奪性貸款者的侵害。

The government is drafting regulations to protect consumers from predatory lenders.