APR的意思、翻譯和例句

是什麼意思

「APR」是「年利率」的縮寫，指的是借貸或投資的年度利率，通常用於金融產品，如貸款、信用卡和投資計畫。APR包含了利息和其他費用，能夠幫助消費者比較不同金融產品的實際成本。

依照不同程度的英文解釋

  1. The yearly cost of borrowing money.
  2. How much you pay to borrow money each year.
  3. The percentage that shows how much interest you will pay in a year.
  4. A way to show the total cost of borrowing money, including fees.
  5. A percentage that represents the total cost of a loan on a yearly basis.
  6. A measure of the total cost of borrowing expressed as a yearly rate.
  7. An annualized measure that includes interest and additional costs associated with a loan.
  8. A financial term that indicates the total annual cost of borrowing, including interest and fees.
  9. A comprehensive annual rate that reflects the total cost of borrowing over a year, including interest and any associated fees.
  10. An annualized rate that encapsulates the cost of borrowing money, factoring in all associated fees and interest.

相關英文單字或片語的差別與用法

1：Annual Percentage Rate

用法：

這是金融術語，通常用於貸款、信用卡和其他金融產品，表示借款人每年需支付的利息和費用的綜合比率。這個數字有助於消費者比較不同的金融產品，了解實際的借款成本。

例句及翻譯：

例句 1：

選擇信用卡時，請注意其年利率。

When choosing a credit card, pay attention to its annual percentage rate.

例句 2：

這筆貸款的年利率相對較低。

The annual percentage rate for this loan is relatively low.

例句 3：

了解不同貸款的年利率可以幫助你做出明智的決定。

Understanding the annual percentage rates of different loans can help you make informed decisions.

2：Interest Rate

用法：

這是指借款人需支付的利息比例，通常以百分比表示。利率可以是固定的或浮動的，並且會影響貸款的總成本。利率的高低會影響借款人的還款額和還款期限。

例句及翻譯：

例句 1：

當前的利率對於房貸申請者來說非常重要。

Current interest rates are very important for mortgage applicants.

例句 2：

銀行的利率會隨著市場變化而波動。

The bank's interest rates fluctuate with market changes.

例句 3：

低利率可以減少借款人的還款壓力。

Lower interest rates can reduce the repayment burden for borrowers.

3：Loan Rate

用法：

這是指特定貸款的利率，通常會根據借款人的信用狀況、貸款金額和還款期限而有所不同。貸款利率會影響借款人每月的還款金額和整體的貸款成本。

例句及翻譯：

例句 1：

這筆貸款的利率是根據我的信用評分來確定的。

The loan rate for this loan was determined based on my credit score.

例句 2：

比較不同貸款的利率是明智的做法。

It's wise to compare the loan rates of different lenders.

例句 3：

貸款利率的變化會影響整體的財務計劃。

Changes in loan rates can affect the overall financial plan.

4：Cost of Borrowing

用法：

這是指借款所需支付的總成本，包括利息和其他費用。了解借款的總成本對於做出明智的財務決策至關重要。

例句及翻譯：

例句 1：

在考慮貸款時，了解借款成本是非常重要的。

It's very important to understand the cost of borrowing when considering a loan.

例句 2：

借款成本的高低會影響你的還款能力。

The cost of borrowing can affect your ability to repay.

例句 3：

在選擇貸款時，請確保考慮所有的借款成本。

When choosing a loan, make sure to consider all the costs of borrowing.

輸入或選擇一個中文或英文單字或片語：