年利息的意思、翻譯和例句

是什麼意思

「年利息」是指在一年內，根據借貸或投資的本金計算所產生的利息金額。年利息通常以百分比表示，稱為年利率，並且是金融交易中常見的術語。年利息的計算方式取決於利率的類型，可能是單利或複利。

依照不同程度的英文解釋

  1. The money you earn from a bank or pay for borrowing.
  2. The extra money you get for saving or give when you borrow.
  3. The amount of money paid or received for using money over a year.
  4. The cost of borrowing money or the income from saving it, measured over a year.
  5. The total amount of money generated from an investment or owed on a loan over one year.
  6. A financial term that represents the return on an investment or the cost of borrowing, typically expressed as a percentage.
  7. A monetary measure indicating how much money is earned or paid over a year for the use of capital.
  8. The annual return or cost associated with borrowing or lending money, often expressed as a percentage of the principal.
  9. A financial metric that quantifies the income from investments or the expense from loans over a yearly period.
  10. The yearly compensation for the use of borrowed funds or the earnings from deposited funds.

相關英文單字或片語的差別與用法

1：Annual Interest

用法：

通常指一年內對於本金的利息收入或支出，常用於銀行存款或貸款的計算。年利息的計算會影響投資的回報率，並且在選擇金融產品時是重要的考量因素。

例句及翻譯：

例句 1：

這筆存款的年利息非常吸引人。

The annual interest on this deposit is very attractive.

例句 2：

貸款的年利息越低，負擔就越輕。

The lower the annual interest on a loan, the lighter the burden.

例句 3：

他計算了投資的年利息以評估回報。

He calculated the annual interest on his investment to assess the return.

2：Yearly Interest

用法：

指一年內的利息計算，無論是存款還是貸款，這個術語都可以用來描述收益或成本。年利息通常是借貸合約中的一個重要條款，影響借款人的還款能力和投資者的收益。

例句及翻譯：

例句 1：

她每年都會查看自己的存款帳戶的年利息。

She checks the yearly interest on her savings account every year.

例句 2：

年利息對於長期投資來說是個重要的考量。

Yearly interest is an important consideration for long-term investments.

例句 3：

這筆貸款的年利息需要在合約中明確說明。

The yearly interest on this loan needs to be clearly stated in the contract.

3：Interest Rate

用法：

利率是指借貸或存款的利息百分比，通常以年為單位來計算。利率對於投資者和借款人都是重要的指標，影響他們的決策和財務計劃。利率的波動也會影響整體經濟狀況。

例句及翻譯：

例句 1：

目前市場上的利率正在上升。

The interest rate in the market is currently rising.

例句 2：

他們提供的利率比其他銀行更具競爭力。

The interest rate they offer is more competitive than other banks.

例句 3：

了解利率變化對於財務規劃至關重要。

Understanding interest rate changes is crucial for financial planning.

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